Middle Market Lending
OFS Capital Management’s Middle Market Lending business provides capital solutions to middle-market U.S. companies that are underserved by traditional lenders. Our strategy is focused on partnering with proven management teams and owners to structure flexible financing solutions.
We offer senior secured loans, sometimes with minority equity co-investments, to accommodate an array of corporate initiatives, including:
- Liquidity Events
- Growth Capital
Our Direct Lending Investment Process
Our skilled team handles all aspects of the direct lending process:
Sourcing / Origination
A hands-on origination team across the U.S.
Screening / Initial Review
Initial financial performance evaluations (historical and projected).
Detailed review of financials, management projections and modeling of OFS scenarios.
Our experienced investment committee reviews and approves recommendations.
Servicing / Risk Management
Loans are assigned internal credit ratings and trend indicators while we remain in close communication with management and sponsors.
$20 - $150 million
$5 - $35 million
Generally floating rate
Typically 5 - 6 years
Typically include, but not limited to, leverage and fixed charge coverage.
- Recapitalizations & Refinancings
- Management Buyouts, LBOs
- Acquisition Financings
- Shareholder Liquidity Events
- Growth Capital Investments
We invest in a broad array of industries, including, but not limited to: